5/23/00

http://lsynergy.com/whats_new.htm

What's New

Lugano Synergy Investment Group's.

Trust Account with On Line Dealing Capacity, Gold Master Card, Mail
Forwarding and International Business and Investment Trust

Program.

This is a new product offered through British Trade & Commerce Bank All
records will be handled so that they reside in a tax and regulatory haven such that
they are not discloseable without the consent of Trust Account beneficiary, credit
and debit cardholder. It is intended to meet the needs of persons who are
starting to internationalize and professionals who offer services in the
international marketplace as well as employees, partners, marketers and
associates of the Lugano Synergy Investment Group of Companies.

All of our clients receive personal and strictly confidential service. A significant
proportion of the wealth pouring into Tax Havens comes from major
corporations, highly placed politicians, and others "with knowledge" of the
benefits of going Offshore. How do you gain this knowledge?

Read this website and other publications that will educate you about the
advantages of going Offshore and consult with professionals.

Financial Advertising Network

British Trade & Commerce Bank, Ltd Secured Credit Card Application

Quick & Easy application procedure

British Trade & Commerce Bank is a secured credit card so the application procedure is quick and easy. No financial information on the applicant need be submitted and no credit checks are required but each applicant must submit either:

(a) one reference from a bank;OR

(b) a reference from a lawyer AND an accountant.

Low Application Fee

The application fee is only US$450 (but this can quickly be recouped from the discounts obtainable with the new card) and the interest rate on outstanding balances is extremely competitive currently 14%

Annual Fees Discount

Clients who agree to pay their annual company fees by direct debit from their British Trade & Commerce Card will receive a DISCOUNT OF 5% ON ALL FEES (but not disbursements).

Low Security Deposit

The card is secured by placing an amount into trust with us equal to 135% of your chosen monthly credit limit.

Apply for multiple cards !

Your company can apply for as many cards as you like so all directors, employees, spouses, etc may obtain separate cards giving ready access to offshore funds in the most discreet and convenient manner possible.

N.B. Only to be used in conjuction with an offshore structure administered by LSIG, or BTCB

Page of 1

http://www.lsynergy.com/investmentbanking/sovereign_trus_secured_credit_ca.htm

5/8/00

Submission from the

British Trade & Commerce Bank

To the Senate Governmental Affairs Permanent

Subcommittee on

Investigations

September 18, 2000

Submission from British Trade & Commerce Bank to the
Senate Governmental Affairs Permanent Subcommittee on Investigations

Pursuant to your request (exhibit A), the British Trade and Commerce Bank (BTCB) has prepared this more detailed submission for your Committee because the bank prides itself on its ethics and good banking practices. We want to be cooperative because of our good working relationship with U.S. banks. In response to your series of questions, we have answered everything that is legally allowable, but, of necessity, are required to omit some details that are prohibited by the laws governing our operations and license under the Commonwealth of Dominica. The information is grouped so as to be responsive to the Subcommittee's questions. The Submission begins with a description of BTCB and its services, then lists the bank officers and important personnel, including Directors and Counsel; continuing with BTCB's general antimoney laundering efforts and specific action relating to Mr. Koop and Hanover Bank; leading to an explanation of BTCB's correspondent relationships, history of ownership and relationship with First Equity Corporation of Florida, and concluding with BTCB's non-banking subsidiaries.

This Submission supplements and amplifies BTCB's previous responses to you of May 29, 2000, June 20, 2000, and July 13, 2000.