Restructuring of the Banking Industry: Hearings Before the Subcommittee on Financial Institutions Supervision, Regulation and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, First SessionU.S. Government Printing Office, 1991 - 441 páginas |
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affiliates American banks assets authority bank holding companies bank regulators bank subsidiaries bank's Banking Act banking industry banking organizations banking system banks operating Banque de France BARNARD believe BICS big to fail billion branches and agencies brokered deposits capital Chairman ANNUNZIO chartered commercial banking competitive CONGRESS THE LIBRARY countries coverage credit institutions deposit insurance system depositors depository institutions economic European Banking European Banking Federation FDIC Federal Reserve financial institutions financial markets financial services holding financial system firewalls foreign banks GAAP Glass-Steagall Act grandfather rights Greenspan insolvent interest international banks interstate banking investment issue KERSLAKE legislation LIBRARY OF CONGRESS limit losses nonbank pass-through percent permit premiums problems prompt corrective action require resolution costs restrictions restructuring risk S&Ls safety and soundness securities activities Seidman services holding company subcommittee supervision supervisory taxpayer Thank thrift too-big-to-fail Treasury bill Treasury proposal U.S. banks U.S. branches uninsured universal banking Wylie
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Página 214 - SECURITIES AND EXCHANGE COMMISSION, BEFORE THE SUBCOMMITTEE ON TELECOMMUNICATIONS AND FINANCE OF THE HOUSE COMMITTEE ON ENERGY AND COMMERCE CONCERNING HR 975, THE SECURITIES LAW ENFORCEMENT REMEDIES ACT OF 1989 JUly 19, 1989 I.
Página 12 - L. WILLIAM SEIDMAN, CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION Mr. SEIDMAN. Thank you, Mr. Chairman and members of the subcommittee. We appreciate this opportunity to present our views on the bills before you, particularly the administration's bill, Chairman Gonzalez...
Página 230 - Commission is responsible for the administration and enforcement of the Securities Act of 1933, the Securities Exchange Act of 1934, the Public Utility Holding Company Act of 1935, the Trust Indenture Act of 1939, the Investment Company Act of 1940, and the Investment Advisers Act of 1940.
Página 210 - US Securities and Exchange Commission 450 Fifth Street, NW Washington, DC 20549 TESTIMONY OF RICHARD C.
Página 214 - Testimony of Richard C. Breeden, Chairman, Securities and Exchange Commission, Before the Subcommittee on Financial Institutions Supervision, Regulation and Insurance of the House Committee on Banking, Finance and Urban Affairs (Feb.
Página 197 - However, any changes in the regulatory structure will entail substantial disruptions with the attendant uncertainty, morale problems and things "slipping through the cracks" during the transition. Given the current strains affecting the banking community, changes in the regulatory structure should be implemented only if there are significant gains to be achieved that clearly outweigh the disruption and uncertainty that would be involved.
Página 53 - The time of the gentleman has expired. All time has expired. The panel is excused with the gratitude of the Chair and of the committee.
Página 154 - The convenience and needs of the community to be served by the bank; and (4) Whether its corporate powers are consistent with the purposes of the Federal Reserve Act.
Página 164 - ... regard as there is a steady influx of individuals who must relearn old truths. But assuming that the human aspect of the banking industry's risk problem has been mitigated somewhat, the problem of a generally riskier business still remains. The best way to approach this problem appears to be to limit the types of activities that can be supported with insured deposits. In other words, what can be done directly inside a bank should be restricted.
Página 158 - I appreciate and welcome this opportunity to present the views of the Federal Deposit Insurance Corporation on the Financial Services Competitiveness Act of 1995, and related issues.