238. Notices which imply that the Bill or Note has been duly presented for acceptance or payment, and been dishonoured, are sufficient. Caunt v. Thompson, 7 C. B., 400. King v. Bickley, 2 Q. B., 419. Chard v. Fox, 14 Q. B., 200. Hedges v. Steavenson, 2 M. & W., 799. Lewis v. Gompertz, 6 M. & W., 402. Woodthorpe v. Lawes, 2 M. & W., 209. Grugeon v. Smith, 6 A. & E., 499. Armstrong v. Christiani, 5 C. B., 687. Edmonds v. Cates, 2 Jur., 183. Houlditch v. Cauty, 4 Bing., N. C., 441. Cooke v. French, 10 A. & E., 131. Skelton v. Braithwaite, 7 M. & W., 436. Housego v. Cowne, 2 M. & W., 348. Bailey v. Porter, 14 M. & W., 44. Paul v. Joel, 3 H. & N., 455: aff. 4 H. & N., 355. Robson v. Curlewis, 2 Q. B., 421. Everard v. Watson, 1 E. & B., 801. 239. The notice should describe the instrument so that it may not be confounded with any other. But minor mistakes will not invalidate the notice, so long as the bill or note can be identified. Messenger v. Stockman v. Parr, 11 Southey, 1 Scott, N. R., 180. M. & W.,809. 240. Notice of dishonour need not state on whose behalf payment is applied for, nor where the bill is lying; mistakes on these points will not invalidate it (a): nor the omission of a signature, so long as it appears that the notice came from the proper quarter (b). (a) Woodthorpe v. Lawes, 2 M. & W., 109. Housego v. Cowne, 2 M. & W., 348. Harrison v. Ruscoe, 15 M. & W., 231. Rowlands v. Sprinjett, 14 M. & W., 7. (b) Maxwell v. Brain, 10 Jur., N. S., 777. 241. The best way of giving notice is to send it by the general post; as any miscarriage of the post office will not invalidate it. Saunderson v. Judge, 2 H. Bla., 509. Kufh v. Weston, 3 Esp., 54. Langdon v. Hulls, 5 Esp., 157. Dobree v. Eastwood, 3 C. & P., 250. Stocken v. Collin, 7 M. & W., 515. Woodcock v. Houldsworth, 16 M. & W., 126. Mackay v. Judkins, 1 F. & F., 208. 242. The letter should be addressed particularly to the person's residence: and not generally to a large town; unless the drawer has dated it so. Mann v. Moors, 1 R. & M., 249. Siggers v. Browne, 1 M. & Rob., Walter v. Haynes, R. & M., 142. Clarke v. Sharpe, 3 M. & W., 166. 520. Burmester v. Barron, 17 Q. B., 828. Hewitt v. Thompson, 1 M. & Rob., 543. 243. Some evidence must be given that the notice was actually posted. Skilbeck v. Garbett, 7 Q. B., 846. Hetherington v. Kemp, 4 Camp., 194. Hawkes v. Salter, 4 Bing., 715. Langdon v. Hulls, 5 Esp., 156. Stocken v. Collin, 7 M. & W., 515. 244. It may be sent by special messenger; and under peculiar circumstances the expenses of the messenger have been allowed. Dobree v. Eastwood, 3 C. & P., 250. Bancroft v. Hall, Holt's N. P., 476. Pearson v. Crallan, 2 Smith, 404. 2 M. & W., 348. Housego v. Cowne, 245. The notice should be sent to the party's residence or place of business; unless otherwise directed. Skelton v. Braithwaite, 8 M. & W., 252. S., 545. Bancroft v. Hall, Holt, N. P., 476. Cross v. Smith, 1 M. & 2 Ex., 719. Housego v. Cowne, 2 M. & W., 348. Hynson, 2 Esp., 511. Stedman v. Gooch, 1 Esp., 4. 246. Notice must be given by the holder or some party to the bill; or their agent (a). 2. A stranger (b): or a party discharged by laches (c): cannot give notice. (a) Chapman v. Keane, 3 A. & E., 193. Harrison v. Ruscoe, 15 M. & W., 231. Lysaght v. Bryant, 9 C. B., 46. Wilson v. Swabey, 1 Stark., 34. Jennings v. Roberts, 4 E. & B., 615. Newen v. Gill, 8 C. & P., 367. (b) Stewart v. Kennett, 2 Camp., 177. East v. Smith, 16 L. J., Q. B., 292. (c) Harrison v. Ruscoe, 15 M. & W., 231. 247. Notice may be given by the holder or any party to all the preceding parties. Fisher v. Kieran, 4 Camp., 87. 248. 1. If the parties live in the same town notice must be sent so as to be received on the day following dishonour: unless the party sending it is unable to ascertain the address of the other parties in time (a). 2. If the parties live in different towns notice must be posted so as to go on the day after dishonour (b). (a) Smith v. Mullett, 2 Camp., 208. Jameson v. Swinton, 2 Taunt., 224. Williams v. Smith, 2 B. & Ald., 500. Fowler v. Hendon, 4 Tyrw., 1002. Hilton v. Fairclough, 2 Camp., 633. Darbishire v. Parker, 6 East., 3. Poole v. Dicas, 1 Scott, 600. Edmonds v. Cates, 2 Jur., 183. Bateman v. Joseph, 2 Camp., 461. Gladwell v. Turner, L. R., 5 Ex., 59. (b) Williams v. Smith, 2 B. & Ad., 496. Mal., 61. Hawkes v. Salter, 4 Bing., 715. B. & Ald., 501n. Geill v. Jeremy, M. & Miers v. Brown, 11 M. & W., 372. 249. Notice may be given on the day of dishonour. Burbridge v. Manners, 3 Camp., 193. Ex parte Moline, 19 Ves., 216. Hine v. Allely, 4 B. & Ad., 624. 250. 1. If the holder gives notice to all parties, he must do so within the time limited to give notice to his immediate indorser. 2. Each indorser is entitled to notice and to a day to transmit it to his indorser (a). 3. If any indorsee fails to give notice to his indorser all the prior parties are discharged: unless the holder has preserved his remedy against them by giving him notice as above (b). Hilton v. Shepherd, 6 East, (a) Rowe v. Tipper, 13 C. B., 249. Turner v. Leach, 4 B. & Hilton v. Shepherd, 6 East, (b) Marsh v. Maxwell, 2 Camp., 209. 14n. Smith v. Mullett, 2 Camp., 208. 251. A banker who holds a bill for collection is, for the purpose of notice, a distinct holder, and has a day to give notice to his customer; and the customer has a day to give notice to the other parties. Bray v. Hadwen, 5 M. & S., Scott v. Lifford, 9 East., 347. Langdale v. Trimmer, 15 East., 291. 68. Frith v. Thrush, 8 B. & C., 387. Haynes v. Birks, 3 B. & P., 599. 252. Where a bill passes through several branches of the same bank, each branch is a separate bank for giving notice. Corlett v. Jones: Clode v. Bailey, 12 M. & W., 51. Woodland v. Fear, 7 E. & B., 519. 253. Notice to an agent for this purpose is sufficient; but not to a person's general solicitor. Cross v. Smith, 1 M. & S., 545. 254. A creditor who holds a bill as collateral security is bound to present and give notice. Peacock v. Pursell, 14 C. B., N. S., 728. 255. A person who guarantees a bill or note, is not entitled to notice of dishonour unless he incurs special damage by such want of notice. Warrington v. Furbor, 8 East, 242. Philips v. Astling, 2 Taunt., 206. Holbrow v. Wilkins, 1 B. & C., 10. Van Wart v. Woolley, 3 B. & C., 439. Walton v. Mascall, 13 M. & W., 72. Hitchcock v. Humfrey, 5 M. & G., 559, Murray v. King, 5 B. & Ald., 165. 256. The death or bankruptcy of the drawer or acceptor does not excuse want of notice. Russell v. Langstaff, 2 Doug., 514. 114. Boultbee v. Stubbs, 18 Ves., 21. Esdaile v Sowerby, 11 East, W., 348. Ex parte Moline, 19 Ves., 216. Rhode v. Proctor, 4 B. & C., 517. Ex parte Johnson, 3 D. & Ch., 433. Ex parte Chapple, 3 Deac., 218. Nicholson v. Gouthit, 2 H. Bla., 609. Lafitte v. Slatter, 6 Bing., 623. 257. 1. If any party to a Bill or Note, with a knowledge that laches has been committed, and that he is legally free, expressly promises to pay it entirely or partially, such promise is binding (a). 2. But not if he makes such promise without such knowledge (b). Anson v. Bailey, Horford v. Wilson, Potter v. Payworth, Hopes v. Alda, 6 Dixon v. Elliott, 5 (a) Vaughan v. Fuller, 2 Stra., 1246. Hopley v. Dufrene, 15 East, 275. Lundie v. Robinson, 7 East, 231. Haddock v. Bury, 7 East, 236. Hodge v. Fillis, 3 Camp., 463. Bull., N. P., 276. Wilks v. Jacks, Peake, 202. 1 Taunt., 12. Gibbon v. Coggan, 2 Camp., 181. 13 East, 417. Wood v. Brown, 1 Stark., 217. East, 16n. Rogers v. Stephens, 2 T. R., 713. C. P., 437. Stevens v. Lynch, 12 East, 38. Camp., 105. Fletcher v. Froggatt, 2 C. P., 569. Taylor v. Jones, 2 1 B. & C., 193. Rabey v. Gilbert, 6 H. & N., 536. Norris v. Solomonson, 4 Scott, 257. (b) Goodall v. Dolley, 1 T. R., 712, Blesard v. Hirst, 5 Burr., 2670. 258. A party who is entitled to receive notice of dishonour and does not, is discharged from all liability, either on the note or the consideration. Bridges v. Berry, 3 Taunt., 130. Soward v. Palmer, 8 Taunt., 277. 259. A drawer who has no funds in the hands of the drawee, or has previously instructed him not to pay, is not entitled to notice of dishonour. Dennis v. Morrice, 3 Esp., 158. Hill v. Heap, D. & R., N. P. C., 59. Brett v. Levett, 13 East, 214. 260. Notice of dishonour may be waived by agreement of the parties. Phipson v. Kneller, 4 Camp., 285. Hill v. Heap, D. & R., N. P. C., 57. 261. 1. If the drawer of a bill or the payee of a note has no funds in the hands of the drawee or maker, he is not entitled to notice of dishonour (a). 2. But if he had any reasonable expectation that the bill or note would be paid by the drawee or maker, he is entitled to notice (b). 3. An indorser is entitled to notice in all cases (c). (a) Bickerdike v. Bollman, 1 T. R., 406. De Berdet v. Atkinson, 2 H. Bla., 336. Legge v. Thorpe, 12 East, 176. Staples v. O'Kines, 1 Esp., 332. Corney v. Mendez des Aster, 1 Esp., 301. Callot v. Haigh, 3 Camp., 281. Claridge v. Dalton, 4 M. & S., 226. Walwyn v. St. Quentin, 1 B. & P., 652. Thomas v. Fenton, 2 B. & C., 68. Fitzgerald v. Williams, 6 Bing., N. C., 68. Terry v. Parker, 6 A. & E., 502. Kemble v. Mills, 1 M. & G., 757. Carew v. Duckworth, L. R., 4 Ex., 313. (b) Orr v. Maginnis, 7 East, 359. Blackan v. Doren, 2 Camp., 503. Hammond v. Dufrene, 3 Camp., 145. Robson v. Gibson, 3 Camp., 334. Thackray v. Blackett, 3 Camp., 164. Rucker v. Hiller, 16 East, 43. Spooner v. Gardiner, 1 R. & M., 84. Ex parte Heath, 3 V. & Bea., 240. Lafitte v. Slatter, 6 Bing., 623. Claridge v. Dalton, 4 M. & S., 226. Cory v. Scott, 3 B. & Ald., 619. Norton v. Pickering, 8 B. & C., 610. Esdaile v. Sowerby, 11 (c) Nicholson v. Gouthit, 2 H. Bla., 610. Smith v. Becket, Carter v. Flower, 262. If the drawer of bill makes it payable at his own house, it is presumed to be an accommodation bill, and he is not not entitled to notice of dishonour. Sharp v. Bailey, 9 B. & C., 44. 263. Notice need not be given to a tranferor of the instrument without indorsement. Unless the instrument was taken for and on account of a pre-existing debt, which is not a sale of the bill: if, therefore, the bill is dishonoured, his liability revives, and he is entitled to notice. And allowance for time for giving him notice will be given for transmitting notice to prior parties. Van Wart v. Woolley, 3 B. & C., 439. Swinyard v. Bowes, 5 M. & S., 62. 264. When parties are jointly liable on a bill, notice to one is notice to all. Porthouse v. Parker, 1 Camp., 83. 265. The owner must in all cases give notice of dishonour in reasonable time. But delay in giving notice may be excsued if he is ignorant of the addresses of the preceding parties or other circumstances. |